ArabPay is a regional platform under the Digital Local Currency (DLC) Global Program, created to help Arab governments, central banks, and regulators modernize cross-border spending and strengthen trust in national currencies through the strategic use of Digital Local Currency.
At ArabPay, we believe:
It’s not just about digital tools —
It’s about empowering national currency in a globalized world.
Digital Local Currency is the key to achieving greater transparency, financial inclusion, and cross-border access—without compromising sovereignty or security.
Inbound Flows:
ArabPay enables tourists, students, business travelers, and diaspora to BUY, KEEP, and SPEND local Arab currencies digitally via secure and government-authorized platforms—reducing reliance on physical cash and increasing compliance and efficiency.
Outbound Flows:
ArabPay supports Arab banks and licensed financial institutions in accessing and disbursing the Digital Local Currencies of destination countries, helping users spend abroad in local currency—without requiring a local license, physical presence, or new app. Everything is powered through existing banking apps and infrastructure.
ArabPay transforms the local currency into a powerful digital instrument, extending its reach, relevance, and regulatory visibility across borders. This is not just a payment innovation—it's a sovereign tool for governments to reduce cash dependency, increase tax visibility, and align foreign spenders with local digital ecosystems.
We connect the Arab region to the world — securely, digitally, and on the terms defined by each participating nation.
For Arab regulators. For Arab banks. For the future of Arab currency.










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